Coins Paper Money

How do you grade the condition of paper money?

The condition is most critical to its value. Lowering the
grade of a note one notch can decrease its value by 1/3 or even
1/2. An expensive note which falls between two categories might
be worth a thousand dollars more in the higher category than the
lower one. Thus, it’s often important to be more precise than
using a limited number of categories.

Here’s a general guideline.

Crisp Uncirculated, UNC or CU: This means absolutely not the
slightest sign of any handling or wear or folding or anything.

Almost Uncirculated (or About Uncirculated), AU: This means there
is a slightly detectable imperfection such as a counting fold on one
corner or slightest fold in the center (nothing which breaks the
surface of the paper) or a pinhole.

Extremely Fine, EF or XF: Generally three light folds or one strong
fold which breaks the surface.

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The Peace dollar was designed by Anthony de Francisci. It features Lady Liberty and the words “In God We Trust” on the front. The letter “V” is used instead of “U” in trust so it appears as TRVST. The reverse has a bald eagle and the word “PEACE” at the bottom which is where the coin gets it’s name.

The theme for the proposed coin was elaborated upon at the Chicago ANA convention of August 1920. A paper written by Farran Zerbe called for a coin that would showcase the ideals of democracy, liberty, prosperity, and honor. The proposal called for either a half dollar or dollar, in order to provide as much space as possible for the design.

The Peace Dollar is a silver United States dollar coin minted from 1921 to 1928, then again in 1934 and 1935. Early proposals for the coin called for a commemorative issue to coincide with the end of World War I, but the Peace Dollar was issued as a circulating coin.

The biggest hurdle faced by proponents of the new coin was that no dollar coin had been minted for general circulation in the United States since 1904, the last year of the Morgan Dollar series. The demand for silver dollars was so low that vast quantities of Morgans were still sitting in bank vaults.

What’s It Worth? Is It A Good Investment?

Year Mintage Numismatic Value Range
1921 1,006,473 $75.00 – $4000.00
1922 51,737,000 $14.00 – $200.00
1922 D 15,063,000 $14.00 – $400.00
1922 S 17,475,000 $14.00 – $1800.00
1923 30,800,000 $14.00 – $200.00
1923 D 6,811,000 $16.00 – $1200.00
1923 S 19,020,000 $14.00 – $4100.00
1924 11,811,000 $14.00 – $200.00
1924 S 1,728,000 $28.00 – $8000.00
1925 10,198,000 $14.00 – $200.00
1925 S 1,610,000 $20.00 – $9000.00
1926 1,939,000 $18.00 – $400.00
1926 D 2,348,700 $16.00 – $700.00
1926 S 6,980,000 $16.00 – $700.00
1927 848,000 $27.00 – $3700.00
1927 D 1,268,900 $24.00 – $4500.00
1927 S 866,000 $26.00 – $10000.00
1928 360,649 $280.00 – $5000.00
1928 S 1,632,000 $30.00 – $8000.00
1934 954,057 $18.00 – $1000.00
1934 D 1,569,500 $17.00 – $1600.00
1934 S 1,011,000 $30.00 – $5800.00
1935 1,576,000 $18.00 – $700.00
1935 S 1,964,000 $18.00 – $900.00
Using the latest metal prices and the specifications, these are the numbers required to calculate melt value:

$17.58 = silver price / ounce on Oct 19, 2009.
.90 = silver %
$2.9344 = copper price / pound on Oct 19, 2009.
.10 = copper %
26.73 = total weight in grams
.0321507466 = ounce/gram conversion factor
.00220462262 = pound/gram conversion factor (see note directly below)
The NYMEX uses pounds to price copper and that means we need to multiply the metal price by .00220462262 to make the conversion to grams. The silver price is based in troy ounces and that means we need to multiply the metal price by .0321507466 to make the conversion to grams.
1. Calculate 90% silver value :
(17.58 × .0321507466 × 26.73 × .90) = $13.5972580535
$13.5972 is the rounded silver value for the 1921-1935 silver Peace dollar on October 19, 2009. This is usually the value used by coin dealers when selling these coins at melt value. However, the total melt value is continued below.
2. Calculate 10% copper value :
(2.9344 × .00220462262 × 26.73 × .10) = $0.0172920
3. Add the two together :
$13.5972580535 + $0.0172920 = $13.6145500535
$13.6145500535 is the total melt value for the 1921-1935 silver Peace dollar on October 19, 2009.
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This is a standard text for any Morgan Dollar collector. Extremely strong in historical aspects. Currently reprinted in 4th edition and availiable. Date and mintmark analisis on each coin and listing of over 2200 Vams. Which are die pairs primarily for Morgan Dollars. Some information in this book is incomplete and/or incorrect. Which is not surprising with a fairly massive reference book. An excellent reference text which I constantly use!

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