Coins Paper Money

How do you grade the condition of paper money?

The condition is most critical to its value. Lowering the
grade of a note one notch can decrease its value by 1/3 or even
1/2. An expensive note which falls between two categories might
be worth a thousand dollars more in the higher category than the
lower one. Thus, it’s often important to be more precise than
using a limited number of categories.

Here’s a general guideline.

Crisp Uncirculated, UNC or CU: This means absolutely not the
slightest sign of any handling or wear or folding or anything.

Almost Uncirculated (or About Uncirculated), AU: This means there
is a slightly detectable imperfection such as a counting fold on one
corner or slightest fold in the center (nothing which breaks the
surface of the paper) or a pinhole.

Extremely Fine, EF or XF: Generally three light folds or one strong
fold which breaks the surface.

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